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Track your bills. See where your money goes. Upload bank statements with one tap. Keep your finances healthy — without the stress.
Everything in one place
All your bills in one place. Rent, Netflix, the gym — Pulse knows the dates.
Smart tips to grow your savings, based on your real spending.
Know when you're over budget — before payday, not after.
A clean snapshot every month. Share it, save it, move on.
Set a target. Watch the needle move. Hit milestones.
How it works
CSV or PDF — drag, drop, done. We read the rows.
Auto-categorized spending, laid out clean by month.
Smart reminders days before each one is due.
Who it's for
Not spreadsheets.
juggling bills
on a tight budget
owners
folks
wanting clarity
Money with a heartbeat.
Track bills, upload bank statements, set savings goals — all in one place built for real life.
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Upload your bank statement
Drag & drop or tap to choose a file
💡 Supported formats
Export your statement from your bank as a CSV or PDF and upload it here. We'll read the date, description, and amount from each row.
No data yet
Upload a bank statement first. Your income & expenses will appear here automatically.
Where did my money go?
Where did my money come from?
No bills yet
Tap + Add Bill to start tracking your bills. We'll remind you before each one is due.
Protect Your Money
Scammers are getting smarter every day. These tips will help you stay one step ahead and keep your money safe.
🏦 Bank & Account Security
Never share your bank login — not even with your accountant
Your accountant only needs your statements, not access to your account. Anyone asking for your username and password is a red flag.
Turn on two-factor authentication (2FA)
This means even if someone gets your password, they still can't get into your account without your phone. Set it up today — it takes 2 minutes.
Never do your banking on public WiFi
Coffee shops, airports, and hotels have open networks that anyone can spy on. Use your phone's data connection instead — it's much safer.
Check your bank account at least once a week
The sooner you spot a strange charge, the easier it is to get your money back. Most banks give you 60 days to dispute — don't wait.
Use a different password for your bank than everything else
If one website gets hacked, criminals try that same password on every bank and app. Your bank password should be unique and strong.
📞 Phone & Text Scams
The IRS will NEVER call you demanding immediate payment
The IRS always sends a letter first — always. Any call threatening arrest if you don't pay right now is a scam, 100% of the time. Hang up.
Your bank will never call asking for your card number or PIN
If someone calls claiming to be your bank and asks for this — hang up immediately. Call your bank back using the number on the back of your card.
Never send money via Zelle, Venmo or Cash App to a stranger
These transfers are instant and nearly impossible to reverse. Scammers love them because the money is gone the second you hit send.
Your Social Security number cannot be "suspended"
If anyone calls saying your SSN was suspended and you need to pay to fix it — hang up. This is always a scam. No exceptions.
Don't click links in texts claiming your account is locked
Go directly to your bank's official website by typing the address yourself. Never click a link from a text or email to log into your bank.
💻 Online Safety
Look for the padlock 🔒 before entering any financial info
Before typing your card number or account info on any website, make sure the address starts with "https" and has a padlock icon. No padlock = not safe.
Never photograph your debit or credit card and send it to anyone
Not even to family members. Screenshots and photos can be stolen, forwarded, or found on lost phones. Read the numbers out loud instead.
Sign up for transaction alerts from your bank
Get a text or email for every transaction. You'll know immediately if someone uses your card without permission — even for a $1 test charge.
💰 Everyday Money Safety
Cover the keypad when entering your PIN
Hidden cameras can be installed anywhere — ATMs, grocery store registers, gas pumps. Always cover your hand when typing your PIN. Always.
If it sounds too good to be true — it is
No one is giving away free money, free vacations, or guaranteed investment returns. These are traps every single time. Walk away.
Real prizes never require you to pay a fee first
If you "won" something but need to pay taxes, shipping, or processing fees to claim it — you didn't win anything. This is called advance fee fraud.
Shred documents with your name or account numbers
Identity thieves go through trash. Bank statements, credit card offers, medical bills — shred them all before throwing away.
Pressure to decide RIGHT NOW is always a scam tactic
Scammers create urgency so you don't have time to think or ask someone. Any legitimate offer will still be there tomorrow. Take your time.
Talk to a trusted person before making any large financial decision
Before sending large amounts of money or signing anything, talk to a family member, friend, or your accountant. A second opinion can save you thousands.
What are you saving for?
Set a goal and Pulse will cheer you on every step of the way.
These transactions couldn't be categorized automatically. Tap the right category for each one so your reports stay accurate.
Add categories you actually use, hide the ones you don't. Tap + to add more from our library or create your own.
Review every statement you've uploaded, grouped by account. Tap delete to remove a statement and all its transactions. This can't be undone.
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